Imaging

CT Scan Cost in 2025: Average Price With and Without Insurance

By State Surgery Costs Editorial Team Updated May 15, 2026

Cost Snapshot

Average cost$900
Low end$540
High end$1,440
With insurance (out of pocket)$135
Without insurance (cash pay)$900
Typical recoverySame day

Key takeaways

  • Average national cost is around $900 before insurance.
  • With insurance, most patients pay between $1,000 and $5,000 out of pocket.
  • Costs vary by 40-60% depending on state and city.
  • Outpatient facilities are typically 20-40% cheaper than hospitals.

What is CT Scan?

Computed tomography scan combining X-rays for detailed cross-sectional images.

Average Cost Snapshot

The average cost of ct scan in the United States is around $900. Prices vary widely based on geography, the facility type (hospital vs. outpatient surgery center), and whether you have health insurance.\n\n## Cost With vs. Without Insurance\n\nMost insured patients pay only their deductible and coinsurance, which typically lands between $1,000 and $5,000. Self-pay patients can negotiate cash discounts of 30-50% off chargemaster rates.\n\n## State-by-State Differences\n\nStates with high costs of living (California, New York, Massachusetts) tend to charge more, while Southern and Midwestern states are generally more affordable.

Frequently asked questions

How much does ct scan cost without insurance?

Without insurance, ct scan costs an average of $900. Many providers offer cash-pay discounts of 20-50%.

Does insurance cover ct scan?

Most major insurance plans cover medically necessary ct scan. You will be responsible for your deductible, copay, and coinsurance.

What is the cheapest state for ct scan?

States in the South and Midwest, including Texas, Florida, and Tennessee, typically offer the lowest prices.

How long is recovery?

Recovery time depends on the patient and procedure complexity but typically ranges from a few days to several weeks.

Related cost guides

Sources & references

  1. Healthcare Bluebook
  2. Centers for Medicare & Medicaid Services
  3. FAIR Health Consumer

Medical disclaimer. The information on this page is for general educational purposes only and is not a substitute for professional medical advice, diagnosis or treatment. Costs are estimates compiled from publicly available data and will vary by provider, plan, and individual circumstances.