Orthopedic
Hip Replacement Surgery Cost in 2025: Average Price With and Without Insurance
Cost Snapshot
| Average cost | $40,000 |
|---|---|
| Low end | $24,000 |
| High end | $64,000 |
| With insurance (out of pocket) | $5,000 |
| Without insurance (cash pay) | $40,000 |
| Typical recovery | 4-12 weeks |
Key takeaways
- Average national cost is around $40,000 before insurance.
- With insurance, most patients pay between $1,000 and $5,000 out of pocket.
- Costs vary by 40-60% depending on state and city.
- Outpatient facilities are typically 20-40% cheaper than hospitals.
What is Hip Replacement Surgery?
Surgery to replace a damaged hip joint with a prosthesis.
Average Cost Snapshot
The average cost of hip replacement surgery in the United States is around $40,000. Prices vary widely based on geography, the facility type (hospital vs. outpatient surgery center), and whether you have health insurance.\n\n## Cost With vs. Without Insurance\n\nMost insured patients pay only their deductible and coinsurance, which typically lands between $1,000 and $5,000. Self-pay patients can negotiate cash discounts of 30-50% off chargemaster rates.\n\n## State-by-State Differences\n\nStates with high costs of living (California, New York, Massachusetts) tend to charge more, while Southern and Midwestern states are generally more affordable.
Frequently asked questions
How much does hip replacement surgery cost without insurance?
Without insurance, hip replacement surgery costs an average of $40,000. Many providers offer cash-pay discounts of 20-50%.
Does insurance cover hip replacement surgery?
Most major insurance plans cover medically necessary hip replacement surgery. You will be responsible for your deductible, copay, and coinsurance.
What is the cheapest state for hip replacement surgery?
States in the South and Midwest, including Texas, Florida, and Tennessee, typically offer the lowest prices.
How long is recovery?
Recovery time depends on the patient and procedure complexity but typically ranges from a few days to several weeks.
Related cost guides
- Hip Replacement Surgery Cost in Texas (2025): Average Price + Insurance Guide$36,800
- Hip Replacement Surgery Cost in California (2025): Average Price + Insurance Guide$50,000
- Hip Replacement Surgery Cost in Florida (2025): Average Price + Insurance Guide$38,000
- Hip Replacement Surgery Cost in New York (2025): Average Price + Insurance Guide$48,000
- Hip Replacement Surgery Cost in Illinois (2025): Average Price + Insurance Guide$40,000
- Hip Replacement Surgery Cost in Texas (2025): Average Price + Insurance Guide$36,800
- Hip Replacement Surgery Cost in California (2025): Average Price + Insurance Guide$50,000
- Hip Replacement Surgery Cost in Florida (2025): Average Price + Insurance Guide$38,000
Sources & references
Medical disclaimer. The information on this page is for general educational purposes only and is not a substitute for professional medical advice, diagnosis or treatment. Costs are estimates compiled from publicly available data and will vary by provider, plan, and individual circumstances.