Imaging
MRI Scan Cost in 2025: Average Price With and Without Insurance
Cost Snapshot
| Average cost | $1,200 |
|---|---|
| Low end | $720 |
| High end | $1,920 |
| With insurance (out of pocket) | $180 |
| Without insurance (cash pay) | $1,200 |
| Typical recovery | Same day |
Key takeaways
- Average national cost is around $1,200 before insurance.
- With insurance, most patients pay between $1,000 and $5,000 out of pocket.
- Costs vary by 40-60% depending on state and city.
- Outpatient facilities are typically 20-40% cheaper than hospitals.
What is MRI Scan?
Magnetic resonance imaging used to diagnose conditions across the body.
Average Cost Snapshot
The average cost of mri scan in the United States is around $1,200. Prices vary widely based on geography, the facility type (hospital vs. outpatient surgery center), and whether you have health insurance.\n\n## Cost With vs. Without Insurance\n\nMost insured patients pay only their deductible and coinsurance, which typically lands between $1,000 and $5,000. Self-pay patients can negotiate cash discounts of 30-50% off chargemaster rates.\n\n## State-by-State Differences\n\nStates with high costs of living (California, New York, Massachusetts) tend to charge more, while Southern and Midwestern states are generally more affordable.
Frequently asked questions
How much does mri scan cost without insurance?
Without insurance, mri scan costs an average of $1,200. Many providers offer cash-pay discounts of 20-50%.
Does insurance cover mri scan?
Most major insurance plans cover medically necessary mri scan. You will be responsible for your deductible, copay, and coinsurance.
What is the cheapest state for mri scan?
States in the South and Midwest, including Texas, Florida, and Tennessee, typically offer the lowest prices.
How long is recovery?
Recovery time depends on the patient and procedure complexity but typically ranges from a few days to several weeks.
Related cost guides
- MRI Scan Cost in Texas (2025): Average Price + Insurance Guide$1,104
- MRI Scan Cost in California (2025): Average Price + Insurance Guide$1,500
- MRI Scan Cost in Florida (2025): Average Price + Insurance Guide$1,140
- MRI Scan Cost in New York (2025): Average Price + Insurance Guide$1,440
- MRI Scan Cost in Illinois (2025): Average Price + Insurance Guide$1,200
- MRI Scan Cost in Texas (2025): Average Price + Insurance Guide$1,104
- MRI Scan Cost in California (2025): Average Price + Insurance Guide$1,500
- MRI Scan Cost in Florida (2025): Average Price + Insurance Guide$1,140
Sources & references
Medical disclaimer. The information on this page is for general educational purposes only and is not a substitute for professional medical advice, diagnosis or treatment. Costs are estimates compiled from publicly available data and will vary by provider, plan, and individual circumstances.