State guide
Surgery and Medical Costs in California (2025 Guide)
Key takeaways
- Major hospitals in California often cost 30-50% more than outpatient surgery centers.
- Cash-pay discounts of 20-40% are commonly available.
- Insurance coverage and network status dramatically affect out-of-pocket costs.
Medical Cost Overview for California
California has a healthcare market shaped by its mix of urban hospital systems and rural community providers. Prices vary by city and facility type.\n\n## How to Save on Surgery in California\n\nUse outpatient surgery centers when medically appropriate, request itemized estimates, and compare prices across at least three providers.
Procedure costs in this state
- Knee Replacement Surgery Cost in California (2025): Average Price + Insurance Guide$43,750
- Hip Replacement Surgery Cost in California (2025): Average Price + Insurance Guide$50,000
- ACL Reconstruction Surgery Cost in California (2025): Average Price + Insurance Guide$31,250
- Cataract Surgery Cost in California (2025): Average Price + Insurance Guide$4,375
- MRI Scan Cost in California (2025): Average Price + Insurance Guide$1,500
- CT Scan Cost in California (2025): Average Price + Insurance Guide$1,125
Frequently asked questions
Are surgery costs higher in California than the national average?
It depends on the procedure and city. Costs in major metros often run higher, while smaller cities tend to be more affordable.
Does California have a price transparency law?
Federal price transparency rules apply nationwide, requiring hospitals to publish standard charges.
Medical disclaimer. The information on this page is for general educational purposes only and is not a substitute for professional medical advice, diagnosis or treatment. Costs are estimates compiled from publicly available data and will vary by provider, plan, and individual circumstances.